Accommodating Requests for Service Animals and Emotional Support Animals in your Community

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Theresa Donovan

Many community associations are presented with requests for accommodating service animals and emotional support animals. It can be difficult to navigate through the various laws.  There are specific obligations required of housing providers under the Fair Housing Act (“FHA”) and, if applicable, the Americans with Disabilities Act (“ADA”).  Continue reading

Are Condominium Unit Owners Required to Carry Insurance?

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Monica Johnson

Generally speaking, condominium associations have the legal obligation to maintain insurance on all of the condominium improvements, with some exceptions.  Chapter 718 of the Florida Statutes (the “Condominium Act”), expressly excludes the following from an association’s insurance responsibility:

[A]ll personal property within the unit or limited common elements, and floor, wall, and ceiling coverings, electrical fixtures, appliances, water heaters, water filters, built-in cabinets and countertops, and window treatments, including curtains, drapes, blinds, hardware, and similar window treatment components, or replacements of any of the foregoing which are located within the boundaries of the unit and serve only such unit.  Such property and any insurance thereupon is the responsibility of the unit owner. Continue reading